Where can you use a Sam's Club credit card?

The Sam’s Club credit card works only at Walmart and Sam’s Club locations nationwide. Many store credit cards are easier to qualify for than typical credit cards because of their restrictions and lower overall benefits.

What type of rewards does the Sam’s Club Credit Card offer?

The Sam’s Club Credit Card basically allows you to use a two-in-one card to show your membership and make purchases, but it doesn’t regularly reward you in any other way. With this store credit card, you won’t get any cash back for your purchases, even at Sam’s Club stores.

Does Sam's Club offer cash back?

The Sam’s Club Credit Card is a store credit card that does not offer cash back for purchases, even at Sam’s Club stores. It primarily serves as a two-in-one card for membership and purchases.

Does Sam's Club have an annual fee?

Unlike some other credit cards, neither the Sam’s Club Consumer Credit Card nor the Sam’s Club Mastercard has an annual fee. However, you must maintain an active Sam’s Club membership to keep the card, which has its own annual cost. Sometimes, there are promotional financing deals available for large purchases.

Where can you use the Sam’s Club Mastercard?

The Sam’s Club Mastercard can be used anywhere Mastercard is accepted. That could go a long way in helping you earn cashback rewards faster. The Sam’s Club Credit Card, on the other hand, is pretty limiting, considering it's not a rewards credit card and you can only use it at Sam’s Club and Walmart stores.

How do I qualify for a Sam's Club credit card?

To qualify for a Sam's Club credit card, you must apply and be approved between September 10-30, 2024. Additionally, you must use your new account to make Sam’s Club purchases totaling $50 or more within 30 days of account opening. Note that cash advances, gift card sales, alcohol, tobacco, and pharmacy purchases do not count towards this requirement.